Have you INSURED your collection - Maybe you should!

BluRayJunkie

Steelbooks Anonymous
Premium Supporter
Mar 23, 2010
1,730
Cambridge, Ontario, Canada
Christmas eve, my wife and I were sitting by the fire when we heard a bang in our separate storage basement. So down I went to check it out. Going down the stairs I see water lapping the second step up. The sump pump and sump alarm had BOTH failed. WELL, a couple of weeks before, I had packed a huge portion of my DVD collection down there while a made some new shelving in my man cave. All were carefully packed in plastic containers to keep them safe. Approximately 80 cases with a total of 2099 titles including box sets. Maybe 20 years of collecting. Well plastic cases float when surrounded by water, even if they are stored 9 cases high. So down they went into the water. The insurance cleanup crew said most cases were at least one quarter full of water. Pretty well total destruction and heartbreak.



So my answer is YES. 5 or so years ago I got an insurance rider for my DVD collection. I figures approximately 2000 items at $20.00 each. $40,000 coverage. I will let you all know how this all goes.
 
So sorry to hear that news and see the pics - hope the insurance claim goes well, but never quite makes up for the loss and all your hard work collecting. Best wishes.
 
Oh no thats an awful sight to see. Im glad you have insurance though. Do let us know how that goes with the insurance company. I hope you get paid out in full although nothing will truly recover 20 years of collecting :(

I cant believe the sump alarm failed AS WELL!
 
Horrible! Thank god it was only dvd .... I think you would have gone crazy if it was blu-ray.
 
Horrible! Thank god it was only dvd .... I think you would have gone crazy if it was blu-ray.

There was some really special stuff in there. A lot of image entertainment issues that were REALLY hard to find. I'm gonna miss em. But ya, my bluray collection and man cave are both just fine.
The clean up company has advised that the packaging is destroyed and should be separated from the discs and discarded. It will end up moldy. Replacement value set at close to 50 grand.

Sent Via Batmail.
 
That´s horrible! I´m so sorry for you! I think i would freak out! The insurance can never make up to such a loss! I wish you all the best and good luck with your insurance company!
 
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It's called homeowners insurance, or renters insurance. Yes I have it. I don't have extra insurance specifically on my collection, but we have enough insurance on the home to cover all contents.
 
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There was some really special stuff in there. A lot of image entertainment issues that were REALLY hard to find. I'm gonna miss em. But ya, my bluray collection and man cave are both just fine.
The clean up company has advised that the packaging is destroyed and should be separated from the discs and discarded. It will end up moldy. Replacement value set at close to 50 grand.

Sent Via Batmail.

If they let you keep all the discs ... assuming you dont care about most of the discs as the sets/packaging is what made them limited special....

and idea is to buy those cd binders and stick a bunch in there and sell off lots on ebay .... 100 dvd lots etc. Its been a long while but I seen those go quite well on ebay .... might be some extra funds in your pocket. fyi.
 
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Ya, I am going to keep everything, and go through it box by box. There will probably be some salvagable. But any that were in water at all are done. So that might be a good idea John.

Sent Via Batmail.
 
Steve, I am so sorry to hear that-ugh! I glad and the misses are ok-still quite a movie lover's heart break. I hope you can salvage the discs at least.
 
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DVDs didn't work after drying them off?

I'm sure the discs are all OK. But like anything else, the packaging and if its mint, sealed or opened, is what makes a collection and determines its value. Probably a quarter of this collection was still sealed. The water went right through the cellophane. Even the used movie store wants clean packaging. So when I say its a total loss, I should add that its the collectible value thats a total loss.
 
Christmas eve, my wife and I were sitting by the fire when we heard a bang in our separate storage basement. So down I went to check it out. Going down the stairs I see water lapping the second step up. The sump pump and sump alarm had BOTH failed. WELL, a couple of weeks before, I had packed a huge portion of my DVD collection down there while a made some new shelving in my man cave. All were carefully packed in plastic containers to keep them safe. Approximately 80 cases with a total of 2099 titles including box sets. Maybe 20 years of collecting. Well plastic cases float when surrounded by water, even if they are stored 9 cases high. So down they went into the water. The insurance cleanup crew said most cases were at least one quarter full of water. Pretty well total destruction and heartbreak.



So my answer is YES. 5 or so years ago I got an insurance rider for my DVD collection. I figures approximately 2000 items at $20.00 each. $40,000 coverage. I will let you all know how this all goes.

Oh My Goodness! Hope you get each one back!
 
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I'm sure the discs are all OK. But like anything else, the packaging and if its mint, sealed or opened, is what makes a collection and determines its value. Probably a quarter of this collection was still sealed. The water went right through the cellophane. Even the used movie store wants clean packaging. So when I say its a total loss, I should add that its the collectible value thats a total loss.

Would the insurance company even research the value of each dvd (check amazon/ebay)?